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Wealth Management

With a business built on lifetime relationships, our wealth management service is designed to give you long-term confidence, reassurance and financial security. Our aim is to make sure your money works as hard as possible for you. So we’ll start by reviewing your appetite for investment risk and available options, before recommending the most appropriate ones. We'll take into account any plans and assets you already have, and can include partners, parents and dependants in your financial arrangements. We can also help you pass on as much as possible to your loved ones when you die.

Lifetime financial planning

We’ll carry out a complete review of your circumstances and goals and use this to forecast your lifetime cash flow. We’ll then work with you to prepare a detailed plan, making sure you always have the funds you need to meet your individual goals. This bespoke plan will also take into account those ‘worst-case’ scenarios - anything that might affect your household income and asset accumulation. And to make sure your plan evolves along with your life, we’ll review it thoroughly with you, at least once a year.

Care funding

We're all living longer and ill health in retirement is an almost inevitable consequence. With dwindling state provision, many of us will need to fund our own care in later life, which can be very expensive. The good news is that, with prior planning, it’s usually possible for you to fund your own lifetime care, or that of a loved one, without compromising other goals. At Aspira, our highly experienced and qualified Financial Planners will give you a range of financial advice, from savings and investments, to protection and retirement income, taking into account any possible tax consequences. From beginning to end, we’ll help you to make the right choices and keep your future financially secure.

*The Financial Conduct Authority does not regulate tax advice or cash flow modelling.

Contact us

For more information on lifetime financial planning or to speak to an adviser, please get in touch.

View our Inheritance Tax Factsheet