Resources

Here you'll find a selection of factsheets on a variety of finance subjects, just click on a topic to see the relevant factsheets.

If you can't find what you're looking for just contact us and we'll do what we can to help.

Aspira news

AE Contribution Increase - Tier 4

AE Contribution Increase - Tier 4

Auto-enrolment Employer Guide 3 - Postponement

A look at why employers may wish to use postponement and how to go about doing so.

GDPR Factsheet

A run through of the key points you should know about the General Data Protection Regulation.

GDPR Frequently Asked Questions

This document provides more detail about how Aspira is complying with the GDPR.

Guide to Employer Services

A look at how Aspira can help your business and its employees.

Help to Buy & Lifetime ISAs

A summary of the key points relating to these latest members of the ISA family.

ISA Factsheet

A summary of the main types of ISA, what you contribute and how they work.

Levitas Investment Strategy 1

Quarterly update on Levitas Investment Strategy 1 as at 30th June 2018.

Levitas Investment Strategy 10

Quarterly update on Levitas Investment Strategy 10 as at 30th June 2018.

Levitas Investment Strategy 2

Quarterly update on Levitas Investment Strategy 2 as at 30th June 2018.

Levitas Investment Strategy 3

Quarterly update on Levitas Investment Strategy 3 as at 30th June 2018.

Levitas Investment Strategy 4

Quarterly update on Levitas Investment Strategy 4 as at 30th June 2018.

Levitas Investment Strategy 5

Quarterly update on Levitas Investment Strategy 5 as at 30th June 2018.

Levitas Investment Strategy 6

Quarterly update on Levitas Investment Strategy 6 as at 30th June 2018.

Levitas Investment Strategy 7

Quarterly update on Levitas Investment Strategy 7 as at 30th June 2018.

Levitas Investment Strategy 8

Quarterly update on Levitas Investment Strategy 8 as at 30th June 2018.

Levitas Investment Strategy 9

Quarterly update on Levitas Investment Strategy 9 as at 30th June 2018.

Pension Analysis Sheet

Pension Analysis Sheet

Pension Protection Fund

A factsheet explaining what the Pension Protection Fund is and how it works to protect members of defined benefit (or final salary) schemes.

 

Privacy Policy

Here is our updated Privacy Policy which reflects the recent changes in date protection legislation. This policy helps explain how and why we collect your personal data.

Wealth Management Survey Results 2015

Thanks to all of you who took the time to complete our survey. Here's an infographic to summarise what you had to say.

Workplace pensions

Auto-enrolment Employer Guide 1 - Getting Ready

Want to know more about auto-enrolment? Here's our quick guide to getting ready.

Auto-enrolment Employer Guide 2 - Assessing the workforce

How to assess your workforce, and how employer duties differ across different categories of worker.

Auto-enrolment Employer Guide 3 - Postponement

A look at why employers may wish to use postponement and how to go about doing so.

Auto-enrolment Employer Guide 4 - Contributions

A look at the minimum contribution levels, different tiers for calculating contributions and transitional periods.

Auto-enrolment for employees

Find out how auto-enrolment will affect employees

Early Retirement Case Study

A look at how advice can turn tricky financial situations to your advantage.

Guide to Employer Services

A look at how Aspira can help your business and its employees.

Investments & Risk Factsheet

An explanation of the different risks of investing and a look at understanding your own attitude to risk.

Leaving your employer when in a group pension

A summary of what you can do with your pension should you leave your employer. 

Legacy Pensions

This factsheet looks at what sort of legacy pensions you may have and gives you some useful tips on what to do next.

Pension contributions and tax relief

A factsheet explaining the key points about how tax relief on pension contributions, including how much it is and how to claim it.

Pension Protection Fund

A factsheet explaining what the Pension Protection Fund is and how it works to protect members of defined benefit (or final salary) schemes.

 

Pensions & TUPE Factsheet

A summary of the Regulations surrounding the treatment of pensions and benefits for employers involved in mergers and acquisitions.

Pensions Basics

What is a pension, why you should save in one and how they work.

Pensions Inheritance Factsheet

A guide to Pensions Inheritance.

Retirement Options

A look at all the basics of retirement from Pension Freedoms and Tax Free Cash to options for income and small pots.

Scheme Governance

Why scheme governance is important and how to go about setting up a scheme governance committee.

Smart Pensions

If you operate a pension scheme but have fought shy of the complications of salary sacrifice, a Smart scheme might make you think again.

Auto-enrolment

Auto-enrolment Employer Guide 1 - Getting Ready

Want to know more about auto-enrolment? Here's our quick guide to getting ready.

Auto-enrolment Employer Guide 2 - Assessing the workforce

How to assess your workforce, and how employer duties differ across different categories of worker.

Auto-enrolment Employer Guide 3 - Postponement

A look at why employers may wish to use postponement and how to go about doing so.

Auto-enrolment Employer Guide 4 - Contributions

A look at the minimum contribution levels, different tiers for calculating contributions and transitional periods.

Auto-enrolment Employer Guide 5 - Communications and Record Keeping

A look at auto-enrolment communications and record keeping.

Auto-enrolment for employees

Find out how auto-enrolment will affect employees

Guide to Employer Services

A look at how Aspira can help your business and its employees.

Scheme Governance

Why scheme governance is important and how to go about setting up a scheme governance committee.

Savings and investments

Auto-enrolment for employees

Find out how auto-enrolment will affect employees

Care Funding Case Study

A look at how one family managed the financial implications of a residential care home.

Care Funding Factsheet

A summary of Care Funding.

Guide to Employer Services

A look at how Aspira can help your business and its employees.

Help to Buy & Lifetime ISAs

A summary of the key points relating to these latest members of the ISA family.

Inheritance Tax Factsheet

This factsheet looks at Inheritance Tax, when it must be paid and what the rates are, as well as some of the steps in establishing how much might be due. You might also want to look at our Wills factsheet.

Investments & Risk Factsheet

An explanation of the different risks of investing and a look at understanding your own attitude to risk.

ISA Factsheet

A summary of the main types of ISA, what you contribute and how they work.

Leaving your employer when in a group pension

A summary of what you can do with your pension should you leave your employer. 

Legacy Pensions

This factsheet looks at what sort of legacy pensions you may have and gives you some useful tips on what to do next.

Levitas Investment Strategy 1

Quarterly update on Levitas Investment Strategy 1 as at 30th June 2018.

Levitas Investment Strategy 10

Quarterly update on Levitas Investment Strategy 10 as at 30th June 2018.

Levitas Investment Strategy 2

Quarterly update on Levitas Investment Strategy 2 as at 30th June 2018.

Levitas Investment Strategy 3

Quarterly update on Levitas Investment Strategy 3 as at 30th June 2018.

Levitas Investment Strategy 4

Quarterly update on Levitas Investment Strategy 4 as at 30th June 2018.

Levitas Investment Strategy 5

Quarterly update on Levitas Investment Strategy 5 as at 30th June 2018.

Levitas Investment Strategy 6

Quarterly update on Levitas Investment Strategy 6 as at 30th June 2018.

Levitas Investment Strategy 7

Quarterly update on Levitas Investment Strategy 7 as at 30th June 2018.

Levitas Investment Strategy 8

Quarterly update on Levitas Investment Strategy 8 as at 30th June 2018.

Levitas Investment Strategy 9

Quarterly update on Levitas Investment Strategy 9 as at 30th June 2018.

Life Assurance Factsheet

An explanation of various aspects of Life Assurance.

Pension Protection Fund

A factsheet explaining what the Pension Protection Fund is and how it works to protect members of defined benefit (or final salary) schemes.

 

Pensions Inheritance Factsheet

A guide to Pensions Inheritance.

Smart Pensions

If you operate a pension scheme but have fought shy of the complications of salary sacrifice, a Smart scheme might make you think again.

Wills Factsheet

This factsheet explains the importance of a valid will, and how the estate is shared out if someone dies without one.

Business protection

Business Protection Factsheet

All you need to know; from deciding what level of cover your business needs, to implementing a shareholder protection plan.    

Guide to Employer Services

A look at how Aspira can help your business and its employees.

Retirement income

Care Funding Case Study

A look at how one family managed the financial implications of a residential care home.

Care Funding Factsheet

A summary of Care Funding.

Early Retirement Case Study

A look at how advice can turn tricky financial situations to your advantage.

Guide to Employer Services

A look at how Aspira can help your business and its employees.

Help to Buy & Lifetime ISAs

A summary of the key points relating to these latest members of the ISA family.

Inheritance Tax Factsheet

This factsheet looks at Inheritance Tax, when it must be paid and what the rates are, as well as some of the steps in establishing how much might be due. You might also want to look at our Wills factsheet.

Investments & Risk Factsheet

An explanation of the different risks of investing and a look at understanding your own attitude to risk.

Legacy Pensions

This factsheet looks at what sort of legacy pensions you may have and gives you some useful tips on what to do next.

Pension contributions and tax relief

A factsheet explaining the key points about how tax relief on pension contributions, including how much it is and how to claim it.

Pension Protection Fund

A factsheet explaining what the Pension Protection Fund is and how it works to protect members of defined benefit (or final salary) schemes.

 

Pensions Basics

What is a pension, why you should save in one and how they work.

Pensions Inheritance Factsheet

A guide to Pensions Inheritance.

Retirement Options

A look at all the basics of retirement from Pension Freedoms and Tax Free Cash to options for income and small pots.

Smart Pensions

If you operate a pension scheme but have fought shy of the complications of salary sacrifice, a Smart scheme might make you think again.

Wills Factsheet

This factsheet explains the importance of a valid will, and how the estate is shared out if someone dies without one.

Group healthcare

Employee Assistance Programmes Factsheet

A brief guide explaining what they are, the services they include and why they're a useful benefit for both employee and employer.

Guide to Employer Services

A look at how Aspira can help your business and its employees.

PMI and P11D Factsheet

This Factsheet gives general guidance on how to handle details of PMI when you complete a P11D

Group risk

Group Life Assurance Factsheet

This factsheet explains what Group Life Assurance is and how it works. It also provides information about factors influencing its cost and how to manage a Group Life Assurance scheme.

Guide to Employer Services

A look at how Aspira can help your business and its employees.

Life Assurance Factsheet

An explanation of various aspects of Life Assurance.

PMI and P11D Factsheet

This Factsheet gives general guidance on how to handle details of PMI when you complete a P11D

Latest from Aspira

Inheritance Tax (IHT) and Wills - Top Tips

The death of a loved one is always going to be a tough time, but without a Will and where they leave behind significant assets, distributing the estate and paying the necessary tax can make things…

Later Life Planning - Power Of Attorney

Forward planning is always a good idea, and never more so than when it comes to later life. In particular, it’s worth considering at an early stage who you would want to make important decisions on…

How employers can help in preventing dementia

Public Health England have announced that dementia advice will form part of the free over 40s NHS health check after a successful pilot was conducted in conjunction with two Alzheimer’s charities. It…

Pensions and the self employed

The popularity of being your own boss has risen sharply since the turn of the century. There were 3.3 million people self-employed in 2001; this had increased by almost 50% by 2017 to 4.8 million…